Health Insurance Portability and Accountability Act (HIPAA)

We are strongly committed to maintaining the privacy of personal information. Protecting member privacy is very important to us. We treat “nonpublic personal information” in accordance with our Privacy Policy.

We may collect “nonpublic personal information” about members from the following sources:

• information we receive on applications or other forms
• information about transactions with us, our affiliates, or others
• information we receive from non-affiliated third parties, including consumer
  reporting agencies.
• information we receive voluntarily, such as phone calls, e-mail addresses.
• information contained in e-mail messages.
  
  “Nonpublic personal information” is information we obtain in connection with providing a product or service.
  

Our Security Procedures

We restrict access and do not disclose any “nonpublic personal information” to either our affiliates or non-affiliates, unless permitted by law. We may release “nonpublic personal information” to state and federal governments when requested and required by law. We maintain physical, electronic, and procedural safeguards to protect “non-public personal information”.